Superannuation vs Share vs Property - which one wins?!
  • 13 September 2019

Superannuation vs Share vs Property - which one wins?!

Hi All,

Hope you’ve had a great week!

Following on from my article last week - we had a lot of people asking us:

Is MY Superannuation fund one of the worst-performing in the country?

The report we have looked at 600 of the largest superannuation funds, to find the most overpriced and underperforming superannuation funds in Australia

If you are 35 years old and earning the average Australian income of just on $80,000 per year and have your superannuation with one of these companies, you would be just on $200,000 worse off when you retire!

Australians with their superannuation in these funds, face an average of 2% in fees, when many of the better performing funds charge around 1%.

Collectively these worst performing funds, manage $7 billion in superannuation money, which ends up costing Australians just over $150 million per year in extra fees!

Which brings us to the question, what is better, Super, Shares or property?

Well . . . Russell Investments put together a long term investing report to rank the best performing asset class for the last 10 and 20 years.

 No real surprises to see the results :

For the past 10 years on a gross of fees and tax basis, 

  1. Residential property was the top performing asset class followed by 
  2. Global shares (hedged) and 
  3. Global fixed income (hedged) Australian listed property, cash and Australian shares were the bottom three asset classes, as shown in Figure 4.

For the past 20 years on a gross of fees and tax basis, 

  1. Residential property was the top-performing asset class, followed by 
  2. Australian shares, 
  3. Global shares (hedged) and 
  4. Global listed property (unhedged), while cash, global shares (unhedged) and Australian fixed income were the bottom three asset classes, as shown in Figure 5.

Pretty clear, simple and the easy winner is . . . Residential Property!

For over a quarter of a century now, Property Club has been assisting Club members to safely invest in residential property giving the best returns like the above for the long term!

Make contact with your Property Mentor or enquiries@propertyclub.com.au for further information, so you can get the best results like detailed above!

Troy Gunasekera | National Manager

Related Posts

Onsite Managers/Caretakers – The Good, the Bad and the Ugly

Onsite Managers/Caretakers – The Good, the Bad and the Ugly

If you are a property investor who owns a unit, you may well have bought into a development whose Body Corporate engages an Onsite Manager or Caretaker (hereinafter referred to as an OSM). Now some OSM’s are good, and some are bad, and some are outright ugly! If your complex has a good one, breathe a sigh of relief...

🌟 Property Market Update with Clifford Bennett | June 2024 Edition 🌟

🌟 Property Market Update with Clifford Bennett | June 2024 Edition 🌟

Welcome to our latest property market update! In this video, renowned economist Clifford Bennett shares his expert insights on the current trends, challenges, and opportunities in the property market. Whether you're a homeowner, investor, or simply interested in real estate, this update is packed with valuable...

Western Australia leads nation in property investment growth, offering hope for renters

Western Australia leads nation in property investment growth, offering hope for renters

Western Australia has recorded the highest growth rate in property investment of any Australian state over the past year, with investor lending reaching a record $1.15 billion in April 2024, according to the latest ABS figures. Kevin Young, President of Property Club, said that property investment activity in WA has...

Become a Member Today!

Our mission is to help the average Australian learn the property market dynamics and discover the amazing opportunities that exist in real estate.