Stamp Duty Doesn’t Have to Hurt — Here’s Where It Doesn’t

Stamp duty isn’t the most exciting part of buying property, but it can seriously shape what you can afford and how quickly you can grow your portfolio.

A national report by SQM Research for the Real Estate Institute of Australia (Stamp Duty: The Relationship to Australian Housing Affordability and Supply, October 2021) shows that Queensland stands out for having some of the lowest stamp duty costs in the country.

In Brisbane, stamp duty on a house is around 2.1% of the median purchase price. For a unit, it’s even lower. As a percentage of income, buyers in Queensland spend just 15% of their annual salary on stamp duty, well below other major markets.

That leaves more room to move—from your deposit to your borrowing power.

A Lower Barrier to Entry

In a market where every upfront cost matters, Queensland is offering a clear advantage. Combined with rising demand, strong rental returns, and steady population growth, this low entry point is helping more investors get started or take their next step.

Whether you're buying your first or fifth property, keeping transaction costs low can free up your strategy. It means less pressure on cash flow and more flexibility when opportunities come up.

Want to See What’s Possible?

We’re working with members to explore areas across Queensland where stamp duty stays low, but the upside potential is high. If you're weighing up your next move, this is the kind of edge worth paying attention to.

Get in touch at enquiries@propertyclub.com.au and we’ll show you what we’re seeing on the ground.