With interest rates still causing concern for many investors, refinancing can offer a powerful way to reduce costs and improve cash flow. A recent Property Club member case shows just how much can be saved, both monthly and over the life of a loan. Real Example: Refinancing a $450,000 Property Loan One of our members...

Their Influence and Responsibilities Mortgage brokers play a pivotal in the residential lending market. Brokers write 76% of all mortgages. This dominance reflects their ability to simplify the borrowing process, offering personalised guidance that caters for your financial goals. Brokers are adept at navigating the...

While the spotlight has recently been fixed on cities like Brisbane and Perth, Adelaide has quietly built one of Australia’s most consistent and compelling property stories. Investors seeking long-term capital growth, low vacancy rates, and strong rental demand are beginning to look more closely at South Australia’s...

The Gold Coast is transforming fast . Once known primarily as a sun-drenched tourist escape, this coastal city is quickly becoming one of Australia’s most powerful economic zones. With a population projected to exceed 1 million by 2040 and a local economy nearing $50 billion , the message to investors is clear: act...

Australia's housing market is on the move again. According to the latest CoreLogic data, national dwelling values rose another 0.5% in May, bringing the total rise for 2025 so far to 1.7%. But it’s not just the numbers that should catch your eye — it’s the convergence. Across all capital cities, home values are...

The Reserve Bank’s latest cash rate cut to 3.85% has made headlines — but here’s what isn’t making the news: millions of mortgage holders could be missing out on savings simply because they haven’t reviewed their loans. Let’s be honest. When interest rates go up, lenders act fast. But when they drop? Things move at a...

A recent media release from the Commonwealth Bank of Australia (CBA) revealed that following the Reserve Bank of Australia's 0.25% per annum rate cut in February 2025, only 14% of eligible home loan customers chose to reduce their direct debit repayments. This decision, which could have saved up to $80 monthly on a...

Understanding the broader economic trends impacting household spending can reveal potential opportunities for property investors. Recent insights from the CommBank Household Spending Insights (HSI) Index for April 2025 provide a few key takeaways that investors should consider as they plan their next moves. Lower...

The recent Australian Bureau of Statistics (ABS) media release highlighted a remarkable 124% growth in the national defence industry over the past five years, with South Australia emerging as a critical player. This surge is not just a boon for the state’s economy but also signals a unique opportunity for property...

For investors looking to maximise capital growth without the premium price tag, second-tier suburbs – those located just outside the most prestigious postcodes can offer an appealing alternative. These areas often benefit from the same lifestyle appeal and proximity to key amenities as their high-profile neighbours,...

For property investors, the allure of premium suburbs has always been clear, but the reasons these areas continue to outperform the broader market go far beyond just status and prestige. Despite higher entry costs, these blue-chip locations offer unique advantages that make them a valuable part of a well-rounded...

In property investment, most people chase the boom. They rush in when headlines scream about record-breaking prices and FOMO drives competition. But by the time the media notices the action, the best buying window is often gone. What experienced investors know is this: the real opportunity often lies in the second...