Australia takes a backward seat with Investor Finance
  • 11 September 2015

Australia takes a backward seat with Investor Finance

Overnight the European Central Bank recorded inflation at just 0.1% and GDP growth of 1.5%.  The European monetary merry-go-round is stalling to a halt. In response, they are now flooding the market with more credit to stimulate spending and speed up the economy.  America has already done this successfully as we now see its recovery well under way.

What's happening in Australia? The reverse! The retail sector is being starved of funds to pander to APRA chief, Wayne Byers' need to shore up our most cosseted sector of our economy.  It’s the sector with the greatest profit margins compared to assets.  The sector that has a “free financial insurance policy” that means they call upon the Reserve Bank should they need it in a financial crisis. What businesses would love to be in this position?, Butcher, baker, candle-stick maker, builder, developer - all those people that suffered margin calls when Rudd granted the four banks a banking monopoly not so long ago. Remember how they savagely demanded margin calls, willingly selling up very viable businesses. Which sector? The banking sector! Mr Byers, please face forward on your horse. Or else, dismount! How can you fight back? Don't agree to your banks greedy call to go principal and  interest. This increases your repayments by 40% and this extra is NOT a tax deduction. Dont agree to giving them more cash or security when they "revalue" down your properties. These are organised attacks on your disposable income. Don't stay with the big four, see your Club Broker for a better deal with their competition. Stay tuned for next week's insights,

Kevin Young Club Founder

Related Posts

How Roger Galway Turned the ATO into His Side Hustle

How Roger Galway Turned the ATO into His Side Hustle

When most people think about building wealth, they picture grinding through long hours, promotions, and maybe a few smart stock picks. Roger Galway had a different idea. Two decades ago, he realised the nine-to-five grind wasn’t going to cut it. So he started buying property. Now, he owns nine of them across...

No Storm Surge Here: Brisbane’s Budget Holds Steady for Investors

No Storm Surge Here: Brisbane’s Budget Holds Steady for Investors

In the wake of ex-Tropical Cyclone Alfred, which brought Brisbane its wettest day in 50 years with over 420mm of rain in some suburbs and winds reaching up to 60 km/h, the city faced significant recovery challenges. Despite the extensive damage, including power outages affecting over 56,000 homes and businesses,...

Stamp Duty Doesn’t Have to Hurt — Here’s Where It Doesn’t

Stamp Duty Doesn’t Have to Hurt — Here’s Where It Doesn’t

Stamp duty isn’t the most exciting part of buying property, but it can seriously shape what you can afford and how quickly you can grow your portfolio. A national report by SQM Research for the Real Estate Institute of Australia (Stamp Duty: The Relationship to Australian Housing Affordability and Supply, October...

Become a Member Today!

Our mission is to help the average Australian learn the property market dynamics and discover the amazing opportunities that exist in real estate.