If you are a wage earner, complete an income tax Withholding variation (itWv) to minimise holding costs so you can get tax savings back regularly during the year.
Will you have enough money for a contented lifestyle? 1. Have YOU started thinking about retirement? It is NEVER too early to start planning for retirement – however it can certainly be too late. Don’t get into that situation. Every small step counts. - Did you know 80% of Australians over 6…
The ABC has reported that commuting times have risen across Australia. Workers now spend on average 4.5 hours a week getting to and from work, this is an amazing 23% higher from 2002. No surprise, that Sydneysiders fared the worst, closely followed by Melbourne. As our house prices have increased…
Every 2 years, the ABS report, Housing Occupancy and Costs is released. The 2017-18 report showed that fewer homeowners having paid off their mortgage - from about 40 per cent of households 20 years ago to 30 per cent now. Average mortgage debt has more than doubled but low interest rates have…
Realestate.com.au had a fascinating look at which footy team suburbs are the best in the land and the results will surprise you! Year-on-year property price growth in Port Adelaide has risen by a staggering 42%, while Melbourne’s median property price has dropped by over 11%. The realestate.com.au…
Buying a Home? I have seen the same mistakes made over and over again in my 50+ years involved in real estate, people buying the wrong home to set themselves up for their future. That’s why we have started the Home Buyers Club. What traps should you look out for being a new home buyer? 1. Wrong…
Do you know how many permanent and long-term overseas arrivals came to Australia in the past 12 months? In April of this year, there were 57,590 permanent and long-term arrivals in Australia. The annual number of permanent and long-term overseas arrivals was 843,950, down from the record high of…
What better time to splash some cash than around the time of a federal election campaign and what better way to secure the votes of small business then to offer a great big tax incentive. The federal budget announcement regarding the instant asset tax write off scheme, in April, was one of the small…
Well, you heard it here first (actually over 12 months ago!) that the next move in rates will be down and down they have gone! Does your loan start with a 3 in front of it?? Do you know we can get fixed rates for members from 1 year to 5 years that all have a 3 in front of them?! The Reserve Bank…
So . . . welcome to Winter! Did you know that it is now only 207 days until Christmas?! The year is obviously flying and with the election out of the way, some stability in our economy and property markets, the back half of this year looks to be shaping up for an exciting one! RBA Rate Forecasters…
Well there you have it - an election victory that none of the media experts or political pundits saw coming. Let’s just keep our fingers crossed that stability now prevails over the coming 3 years and have a look at what has been happening in our markets over the past week since the election…
HSBC, renowned as being one of the most hawkish interest rate forecasters in Australia, is now predicting that the RBA will cut rates. It sees the RBA delivering a 25 basis point cut in June, and another in August. There may be even more depending on what happens with the trade war between the US…
By Kevin Young The good are hardworking Australians who are being sucked dry by their banks. The bad is our Government who are refusing to look at key issues and performance indicators and the ugly, APRA chairperson Wayne Byres. I am of the view that Mr Byres has single-handedly has devastated the…
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