Lower And Longer
  • 3 September 2017

Lower And Longer

The Australian Federal Government has just locked in a $3 billion loan fixed for ten years.

Would you like to borrow at that same rate? It was just 0.75%!

Two things...

1. This money should go immediately into job creation and low-interest rate loans to the non-major banking sector to end our credit squeeze. This will be exactly the reverse of what happened when Rudd gave a favourable rate to the five majors at the expense of the competition that mostly the majors then gobbled up. An opportunity now for the Federal Government to fight back. Will our Federal Treasurer have this initiative or will he continue to be a hostage of the Treasury Department?

A question for readers - has the Treasury Department's predictions ever been right? I would love to hear from you.

2. This indicates that we are indeed in for low rates for longer. This also means we are in for low inflation for longer. This means a total rethink on wealth creation to provide you with a long and sustainable, wealthy retirement.

Constant change needs constant education. Prior to the Club, only the rich could afford the education! We are a Club for everyone.

Keen to hear your thoughts. Please send your comments and requests to enquiries@propertyclub.com.au

Until next time,

Kevin Young | Club Founder

Related Posts

Adelaide’s Growth Curve Is Steepening

Adelaide’s Growth Curve Is Steepening

Adelaide has entered a new phase of its property cycle, and the data confirms it. According to the Office of the Valuer General, the median house price in metropolitan Adelaide reached $925,000 in the December 2025 quarter. Twelve months earlier, it was $850,000. That represents a $75,000 increase in one year,...

Stop Overthinking Refinancing

Stop Overthinking Refinancing

By Joe Linco, Club Broker at Property Club When the Reserve Bank of Australia raises interest rates, most borrowers react the same way. Repayments go up, pressure increases, and the issue gets parked for later. That pause is often what costs the most. After the most recent RBA rate rise, many homeowners and property...

Why the February RBA Decision Matters More Than the Headline

Why the February RBA Decision Matters More Than the Headline

With the Reserve Bank of Australia heading into its February interest rate meeting, borrower attention is back on rates, repayments and loan structures. Recent economic data has shifted expectations, and uncertainty is now the dominant theme. Inflation has proven slower to cool than anticipated, and that has placed...

Become a Member Today!

Our mission is to help the average Australian learn the property market dynamics and discover the amazing opportunities that exist in real estate.