The answer is no. But you wouldn't think so looking at the media headlines. Scary, but scary sells papers and gets people tuning into the news.
The reality is that Australian banks have already bedded down long-term loans for the next ten years at extremely low rates. Most of these rates are based on the ninety-day bill rate which in fact has gone down so far this year.
The scare is that Trump is going to stimulate a lot of US development which is going to need funding. They'll have to pay increased interest rates to attract this funding from around the world and thus it would drive up rates on Australian loans.
Big problems with this theory.
So I am not fixing however if you have a lot of property and would like to hedge then it would be worthwhile talking to our Brokers about hedging a percentage of it on five years at below 4.4%. You won't get this from the banking monopoly but our Brokers can find it for you!
90 Day Rate
Latest update is that the 90 day Bank Bill cash rate is still lower than it was in January slightly. Bank funding though the term is 10 years is a margin of this rate. So the banks aren't paying more - why should they be charging you more??
Oh! That's right, they are operating a monopoly without any supervision from APRA or RBA who are supposed to be defending consumers interest.
We are sending this notice on to all Federal politicians to see if we can get some interest in the treasurer picking up the phone and harassing the banks as all treasurers used to do prior to Rudd. Remember how rates came down by all the banks everytime the RBA lowered rates?
Regards,
Kevin Young Club Founder
For investors looking to maximise capital growth without the premium price tag, second-tier suburbs – those located just outside the most prestigious postcodes can offer an appealing alternative. These areas often benefit from the same lifestyle appeal and proximity to key amenities as their high-profile neighbours,...
For property investors, the allure of premium suburbs has always been clear, but the reasons these areas continue to outperform the broader market go far beyond just status and prestige. Despite higher entry costs, these blue-chip locations offer unique advantages that make them a valuable part of a well-rounded...
WA leads the charge The latest CommSec State of the States report for April 2025 is in, and it's clear some states are pulling ahead in the economic race. For investors, this isn’t just interesting reading — it’s a blueprint for where smart money is going. Western Australia has taken out the top spot for the third...
Our mission is to help the average Australian learn the property market dynamics and discover the amazing opportunities that exist in real estate.