Refinance your house and access the equity, then use this equity as your
deposit/funds to complete. Don't use your own house as 'security' for your
investments.

Don't have allegiances with Banks
Banks are there to make money, not look after your best interests. Whoever
offers the best package is the best bank/funder for you. And stay away from
that nasty thing called 'cross-collateralisation' - they are good for your
funder, not you!

Diversify
Different markets move at different times at different rates. As with
funders spread your risk.

Get Professional Help
Align yourself with those with experience and those that practice what they
preach. All our property mentors have experienced property investors with
large property portfolios. As a member of Property Club, you get your own
for free! Make sure you utilize them!

From 1 February 2026 , new lending rules will change how Australian banks assess higher borrowing levels. For many buyers and investors, the outcome will not hinge on the property they choose. It will hinge on access to finance. If buying, investing or refinancing is part of your plans in 2026, this change matters....

New Canstar research shows that many Australians are quietly reassessing their housing situation. According to the survey, more than one in four homeowners are considering their next move over the coming year. The figures vary across the states, with Queensland showing the highest proportion of people thinking about...

Every year the property market slows as people turn their attention to travel Christmas shopping and family time. With so much noise around the holidays it is easy for investors to absorb advice that sounds reasonable but has little basis in how the market actually works. Property Club continues to watch these...
Our mission is to help the average Australian learn the property market dynamics and discover the amazing opportunities that exist in real estate.