Refinance your house and access the equity, then use this equity as your
deposit/funds to complete. Don't use your own house as 'security' for your
investments.

Don't have allegiances with Banks
Banks are there to make money, not look after your best interests. Whoever
offers the best package is the best bank/funder for you. And stay away from
that nasty thing called 'cross-collateralisation' - they are good for your
funder, not you!

Diversify
Different markets move at different times at different rates. As with
funders spread your risk.

Get Professional Help
Align yourself with those with experience and those that practice what they
preach. All our property mentors have experienced property investors with
large property portfolios. As a member of Property Club, you get your own
for free! Make sure you utilize them!

Adelaide has entered a new phase of its property cycle, and the data confirms it. According to the Office of the Valuer General, the median house price in metropolitan Adelaide reached $925,000 in the December 2025 quarter. Twelve months earlier, it was $850,000. That represents a $75,000 increase in one year,...

By Joe Linco, Club Broker at Property Club When the Reserve Bank of Australia raises interest rates, most borrowers react the same way. Repayments go up, pressure increases, and the issue gets parked for later. That pause is often what costs the most. After the most recent RBA rate rise, many homeowners and property...

With the Reserve Bank of Australia heading into its February interest rate meeting, borrower attention is back on rates, repayments and loan structures. Recent economic data has shifted expectations, and uncertainty is now the dominant theme. Inflation has proven slower to cool than anticipated, and that has placed...
Our mission is to help the average Australian learn the property market dynamics and discover the amazing opportunities that exist in real estate.